Step-by-Step Buyer Guide

Stress-Free and Rewarding

Buying a home involves many decisions and can feel overwhelming at times, especially in today's market. We're here to reduce the stress while ensuring you start with more equity from day one.

Cash Back Bonus

Turn your dream home into a reality while keeping more money in your pocket. As a token of appreciation for choosing Harris Homes & Co. as your home buying partner, you'll receive a rebate upon successful closing. We understand the financial commitments associated with buying a property in this area, from lawyer fees to taxes and moving costs. Let us be your trusted guide throughout this journey, offering professionalism and a friendly touch to make the entire experience enjoyable and stress-free.

Learn more about this exclusive offer by booking a short intro call today.

Maximize Your Equity When Buying and Selling

If you're buying and selling a home simultaneously in the Greater Toronto Area, we've got you covered with added savings. You'll benefit from a preferred client commission rate, ensuring you maximize your equity while receiving top-level service. We're dedicated to providing you with a seamless and cost-effective experience, making the transition into your new home as smooth as possible.

Ready to Make Your Move?

Contact Us Today to Start Your Stress-Free Home Buying Journey

We'll work closely with you to locate and evaluate properties that precisely match your criteria, ensuring you find the one that best fits your needs and wants. When you decide it's time to seal the deal, count on us to handle all the intricate details throughout the entire process.

Join Our VIP Home Buyers Program

What Can You Expect?

It's a big decision, whether it's the emotional ties of a family home or the strategic considerations of an investment property. At this crucial juncture, should you opt to make a purchase (with no pressure or obligation), Geoff and his team are committed to turning this experience into a seamless, enjoyable, and successful venture. With a commitment to meticulous care, we ensure your affairs are handed professionally, adding a layer of confidence to your journey toward ownership.

Our 10 Step Buyer Guide

Step 1: Personalized Consultation

Start your home-buying journey with a personalized consultation, no strings attached. We take the time to understand your unique needs, preferences, and goals. As your trusted advisors, we’re here to listen and guide you every step of the way.

Step 2: Mortgage Pre-Approval

We’re more than happy to show you a few homes to get a feel for what’s out there, but understanding your financial situation from the start truly helps make the best use of your time. Here’s why:

How It Benefits You:

  • Smarter Searches: Knowing your budget means we can show you homes that fit your financial comfort zone, so you’re not wasting time on properties that aren’t a good match.
  • Clearer Options: It helps us guide you toward neighbourhoods and properties that align with both your lifestyle and budget, so you can focus on realistic options right from the start.
  • Confidence in Offers: Having your finances in order strengthens your position when making an offer, helping you move quickly when you find a home you love.

By starting with a clear financial picture, we can help you find the right home faster and with confidence. Plus, you feel more secure about where and what to look for.

Step 3: Going Beyond the Standard Property Search

Using your criteria, we conduct a thorough search for properties that align with your vision. This includes MLS listings, off-market opportunities, foreclosures, and distressed properties. If nothing is available in your preferred area, we take it further by flyering and walking the neighbourhood. We connect with homeowners who might be thinking of selling in the future but haven't listed yet. This strategy often uncovers unique opportunities that aren’t on the market. We don't just rely on homes with signs on the lawn - we’re your personal agent committed to finding you the right home in the area you want.

Step 4: Property Tours, Expert Guidance, Pressure-Free Decisions

We’ll take our time as we explore the selected properties, offering insights into each home and uncovering the details that matter most to you. We’ll point out important aspects to watch for, including any unfavourable defects that could impact your decision. Our commitment is to be honest and transparent, making sure you have all the information needed to make an informed choice—without any pressure.

Buying a home is one of the biggest decisions you’ll ever make, and we don’t take that lightly. While the recent influx of agents and the fast-paced market might have made it seem easy, we've seen plenty of horror stories from rushed decisions. That’s why we slow the process down, ensuring we cover everything thoroughly. That said, sometimes everything falls into place more quickly than expected, which may feel like luck, but often reflects the value we bring in streamlining the process for you.

Step 5: Securing The Best Deal For You

When you’ve found “the one,” we go to work, leveraging our experience and negotiation skills to secure the best possible deal. With a proven track record of successful negotiations, we focus on maximizing value for you, whether that's saving money or getting favourable terms. We don’t just aim for a sale; we aim for your success, ensuring every detail works in your favour. Our deep understanding of the market and commitment to your best interests means you can move forward confidently, knowing we’re advocating for you every step of the way.

Step 6: Accepted Offer & Deposit

This is an exciting and crucial step! Due to the time-sensitive nature of the deposit, it's important to be ready to deliver it—typically within 24 hours of acceptance via bank draft or wire transfer. If this falls on a weekend or holiday, we’ll work with the seller to arrange a mutually agreed deposit timeline.

Don’t worry if your funds are tied up in investments or aren’t immediately liquid—there are flexible options available. We’ll discuss alternatives, such as using your home’s equity for a deposit advance or adjusting the timeline to suit your situation. We ensure the deposit process won’t hold you back, and we’ll work together to find the solution that fits your needs.

Step 7: Navigating Due Diligence with Confidence

Once the offer is accepted, any conditions outlined in our agreement, such as home inspections, financing, or appraisals, must be addressed within the agreed-upon timeframe. This is a critical phase, and we’re here to guide you through every step to ensure nothing is overlooked.

We coordinate and manage all due diligence tasks, connecting you with trusted professionals if needed, such as inspectors or mortgage advisors. Our role is to ensure each aspect is handled smoothly and efficiently. We’ll provide you with a clear understanding of any findings, help you navigate any potential challenges, and advise on the best course of action. Whether it’s renegotiating based on inspection results or ensuring your financing is secure, we’ll work together to keep the process moving forward while protecting your interests.

Our goal is to make sure you feel fully informed and confident as we navigate this important stage, so you can move forward with peace of mind.

Step 8: Firming Up and Preparing for Closing

Congratulations - you've firmed up!

With all conditions met and the deal officially firm, we guide you through the final steps toward closing. We help to ensure everything is in place, minimizing delays and making this stage as seamless as possible.

We’ll work with your lawyer, lender, and other parties involved to ensure all paperwork is completed accurately and on time. Our goal is to ensure a smooth transition, from firming up the deal to handing you the keys. We’ll keep you informed throughout the process, addressing any last-minute details or concerns so you can feel confident and ready.

Step 9: Ensuring a Seamless Closing Process for You

As the closing day approaches, your lawyer will carefully review all legal documents, oversee the transfer of funds, and handle the final steps to officially make you a homeowner. We’ll be working closely with your lawyer and our brokerage team to ensure everything runs smoothly.

Our focus is on making this transition as effortless as possible for you. We’ll coordinate every detail, keeping you informed and prepared so there are no surprises on closing day. From paperwork to key handover, we’re here to ensure a stress-free experience as you step into your new home.

Step 10: A New Chapter Begins - With Added Value from Day One

You’re Now the Proud Owner of Your New Home!

Congratulations on achieving this incredible milestone! But our relationship doesn’t end here—it’s just the beginning. We’re committed to supporting you well beyond closing day.

One of the key benefits of buying with us is the buyer rebate you’ll receive. This rebate puts money directly back in your pocket, boosting your equity from day one. You’ll start off in a stronger financial position than most buyers, giving you the flexibility to invest in your new home or simply enjoy the extra savings. It’s just one of the many ways we go above and beyond to deliver exceptional value.

Our support continues with our Yearly Home Value Program, where we’ll send you annual updates on the value of your specific home, helping you stay informed about your investment. Additionally, we offer quarterly client appreciation gifts that we personally hand-deliver, as a small token of our ongoing gratitude for trusting us with such an important decision.

Whether you have questions about your property, need recommendations for trusted contractors, or want insights into future market opportunities, we’re here for you.

Our commitment is to guide and support you throughout your homeownership journey, ensuring you feel confident and well-equipped as you move forward into this exciting new chapter.

We partner with you to achieve your home ownership goals. Our mission is to build lasting relationships and offer guidance beyond the transaction, supporting you for years to come.

Ready for the next step? 


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